KEY FINANCIAL FIGURES (€ 000)
| | |
|
| |
| Net Income | 44,277
| 42,529 | 52,130
| 54,005
| 37,170
|
| Income Before Tax | 60,738
| 58,431 | 74,891 | 80,362 | 55,791 |
| Income Before Tax* | 81,037 | 84,971 | 79,095 | 82,119 | 68,716 |
| Total Assets | 3,489,551 | 3,803,500 | 3,707,706 | 4,404,341 | 4,476,974 |
| Paid-in Capital | 200,000 | 200,000 | 200,000 | 200,000 | 200,000 |
| Total shareholders’ equity | 862,586 | 818,308 | 775,779 | 723,649 | 669,645 |
| Interest-bearing assets | 3,461,013 | 3,790,004 | 3,643,715 | 4,373,342 | 4,431,487 |
| Interest-bearing liabilities | 2,585,721 | 2,970,610 | 2,924,159 | 3,672,075 | 3,799,941 |
| | | | |
|
| KEY RATIOS (%) |
| Solvency ratio | 32.87 | 26.75 | 22.87 | 19.61 | 17.54 |
| Return on average shareholders’ equity* | 7 | 7.54 | 6.85 | 7.67
| 5.68
|
| Total assets/Shareholders’ equity (times) | 4.05 | 4.65 | 4.78 | 6.09
| 6.69 |
| Cost/Income ratio | 27.23 | 22.39
| 15.07 | 14.78
| 16.63
|
| Commission income/Operating expenses | 37.97 | 62.37 | 56.56 | 33.06 | 22.16 |
| Number of employees | 77 | 63 | 52 | 51
| 49
|
| Income before tax* per employee (€ 000) | 1.052
| 1.349
| 1.521 | 1,610
| 1,402 |
| Non-performing loans | 0.42 | 0.0 | 0,0 | 0,0 | 0,0 |
| Loans/Deposits | 119.12 | 106.07 | 106.22 | 107.93 | 107.58 |
* Excluding the effect of country risk provisioning treatment.
Note : All financial information has been extracted from the financial statements prepared in accordance with the German Accounting Principles and the German Commercial Code.
